Travelling abroad by car can be straightforward, but an accident in another country can quickly become stressful if you don’t know the correct procedure. Different languages, unfamiliar road rules and varying insurance systems make preparation essential. This 2025 guide explains exactly what UK drivers must do after a collision abroad, whether in the EU or non-EU countries.
Key Points
- Prioritise safety and call local emergency services immediately.
- Collect full details from all parties involved.
- Use the European Accident Statement when in EU countries.
- Contact your UK insurer as soon as possible.
- Never sign documents you don’t understand.
Immediate Steps After an Accident Abroad
1. Ensure Safety First
- Switch on hazard lights
- Move to a safe area if possible
- Use a warning triangle (mandatory in many EU countries)
- Wear a high-visibility vest before stepping onto the road
In some countries, not using these items is a fineable offence.
2. Call Emergency Services
Dial the EU-wide emergency number:
112
Outside the EU, emergency numbers vary—check before travelling.
Provide:
- Location
- Number of vehicles
- Injuries
- Your registration and nationality
3. Exchange Details
Collect:
- Names and addresses
- Phone numbers
- Vehicle registration numbers
- Insurance details
- Green Card number (if applicable)
- Photos of documents and number plates
Take as many photos as possible of:
- Damage
- Road layout
- Traffic signs
- Skid marks
- Weather conditions
The European Accident Statement (EAS)
In EU countries, this bilingual form helps both drivers record incident details clearly.
It is accepted by all EU insurers.
Key rules:
- Complete both sides with the other driver
- Tick boxes carefully
- Sign only if you fully understand the content
- Never admit liability on the form
Keep a photo of the completed document.
Contacting Your UK Insurer
Call your insurer immediately using their international emergency number.
They will advise on:
- Repairs abroad
- Returning the vehicle to the UK
- Local garages within their network
- Approved breakdown services
If you have European breakdown cover, assistance is faster and less expensive.
Police Reports
A police report may be required when:
- There are injuries
- Vehicles are not drivable
- The other driver refuses to cooperate
- There is property damage
Ask for the reference number and a copy of the report.
Driving a Hire Car Abroad
If you are using a rental car:
- Contact the rental company first
- Follow their accident protocol
- Do not repair the car yourself
- Give them all documents and photos
Rental contracts vary widely; failing to follow procedures may invalidate coverage.
Handling Accidents Outside the EU
Extra steps may be required:
- A Green Card may be necessary for insurance validity
- Police reports are often mandatory
- Liability processes may be slower
- You may need an official translation of documents
Always check Foreign Office travel advice before driving internationally.
What Not to Do After an Accident Abroad
- Do not admit fault
- Do not sign documents you cannot read
- Do not leave the scene without exchanging details
- Do not rely on verbal agreements
- Do not pay cash settlements on-site
Repairs Abroad vs Returning Home
- Minor repairs: often cheaper and quicker locally
- Major repairs: insurers may recommend repatriating the vehicle
- If the car is written off, settlement will follow UK insurance rules
Your insurer handles logistics based on your policy level.
For related UK maintenance and breakdown guidance, see:
My Point of View
From my point of view, preparation is the biggest factor in handling accidents abroad smoothly. Keeping essential documents in the glovebox and knowing emergency numbers reduces panic and speeds up the entire claims process.
FAQs
Do I need a Green Card to drive in Europe?
Not in most EU countries, but some non-EU destinations still require one.
Will my UK insurance cover repairs abroad?
Usually yes, but cover levels depend on your policy.
Should I call the police even if the accident is minor?
In many countries, yes. A police report avoids disputes later.
What if the other driver refuses to share details?
Take photos, call local police and inform your insurer.
Can I drive home if the car is damaged?
Only if it is roadworthy and safe. Otherwise, your insurer will arrange recovery.
Conclusion
Handling an accident abroad requires calm, documentation and knowledge of local rules. With the right steps—ensuring safety, collecting evidence and contacting your insurer—UK drivers can resolve even complex international claims confidently. In my experience, preparation and clear communication are the keys to avoiding costly mistakes while driving overseas.
